But what exactly does “24/7” mean and is it really necessary?

If you believe the argument that auto insurance is a commodity, then the 24/7 expectation is justified. Yet, what your customers are buying from you, the agent, is more than a quote or a policy—they also are getting a personalized service built on a trusted relationship. Perhaps geckos don’t sleep but living, breathing insurance agents need their rest.

Clearly, mobile, social, and Internet technologies have created more channels to reach the consumer and for the consumer to reach you. Whether it is high noon, midnight or a weekend, 24/7 capabilities have made predicting when a customer will want access more difficult than ever—and added a level of expectation that for most agents is impossible to achieve. Rather than getting pulled into the 24/7 games of the online and direct carriers, use these technologies to amplify the unique value you offer as an independent agent. Use those technologies to build a strong online brand personality and engage with your community.

Don’t get me wrong. I am not saying that you don’t need to have “after hours” emergency contact numbers and a website with some self-service options. Just don’t lose sight of the fact that your customers are doing business with you because they value your expertise and have access to you and your advice and guidance in time of need. I think your customers value that more then being able to “shop” insurance at 2 a.m.

What’s your take and how are you using the new technologies to strengthen your brand?

If this sounds familiar, maybe it is time to slow down and reconsider:

- Are you providing substance?
- Are you engaged in the conversation?
- What is the right balance between quality and quantity of contacts?

After you begin to engage in social networking for your business, it is the quality of the contant that will keep your followers coming back.  Substance can come in many flavors. But any way it comes, it should be good, interesting, valuable content.  And that content should come from the heart, mind and soul of you and your company.

Granted, sizzle is good. It helps to attract prospects. But to turn them into profitable customers who are loyal to your brand, you need the steak beneath the sizzle.

The inbound, permission-based marketing of today relies on the concept of content marketing. Content marketing is based on the notion that prospects and customers want to buy insurance from someone who they perceive as providing value. They want to work with someone who is a thought leader or expert in the field of insurance. In other words, they want to buy from someone who helps them become more informed and intelligent. Content marketing is the polar opposite of lizards or wads of cash wearing glasses pitching a sales message.

This should be good news for many insurance agents and brokers. Used properly, the social Web can be an effective medium for delivering value and high-caliber communication.

I realize this is contrary to the way many “experts” operate. It is the opposite of hording information/knowledge. What I advocate is using your blog, Facebook posts, tweets or participation in Linkedin Groups not as a megaphone for your sales message, but instead to freely share your knowledge and consistently provide quality content.

Don’t we want to do business with people who are knowledgeable?

Just showing up on social networking sites does not lead to social networking success. Rather, success comes from a commitment to delivering outstanding service, being a good communicator, implementing smart marketing initiatives, and being comfortable being transparent and authentic.

Note: What I’ve said above isn’t new for independent insurance agents and other insurance brands. Those points have long applied in our business. What is new is that you, as an insurance marketer, now have a whole new set of powerful tools to help you build relationships and grow your business.

The agencies below understand the difference between just using these tools and incorporating them in the the agency culture. They are making the transformation to become “social businesses.”

McClain Insurance Services
Atlanta Insurance Live
Parker Smith Feek

How are you transforming your business?

Too often agency principals find themselves facing a forced sale as a result of not having a proper perpetuation plan. In this podcast, MarshBerry president John Wepler discusses the many difficult and “uncomfortable” decisions required of an owner seeking to properly–and profitably–perpetuate the firm. Listen to this frank conversation as John offers some good news: It is never too late to start to implement a perpetuation strategy but it takes a “burn the ships” commitment. That is, once you start down the path there is no turning back. Get some good ideas for your firm from one of the industry’s best-known management consultant.

The podcast was published Monday, August 23, 2010. Run time is 25 minutes 43 seconds.

In this Podcast Doug Pullman, a member of the Parker, Smith & Feek marketing team, describes the planning and process this top 100 broker went through to prepare for their launch into the world of Facebook, Twitter, Linkedin and blogging. Doug discusses the very deliberate and measured approach the brokerage took, the importance of getting not only support but participation by senior management, and how success is tied to having a unified and comprehensive strategy.

Doug explains that the agency goal was to use social networking to help customers and prospects build a personal and emotional connection with the broker. They knew that they needed to be where 25% of their customer base was – the social Web. His advice to other agencies wanting to tap into the opportunity the social web offers: Take it slow, learn from others, and add your own voice.

The podcast was published Monday, August 9, 2010. Run time is 21 minutes 11 seconds.

Listen to agency owner Claudia McClain explain why even in today’s social media world success involves more than just putting up a Facebook Fan Page. Claudia explains how her agency has continued to grow and prosper even in this difficult economic time. Her secret – an agency culture built around strong customer service and a blend of traditional marketing and social networking. While the agency has a blog (two actually), a Facebook Fan Page, a LinkedIn account and is on Twitter, it also touches each customer 12 times a year with traditional print media.

The message Claudia drives home is that social networking is not a Silver Bullet to success. Rather, she sees social networking as providing her with a new set of tools that has enabled her to expand the way she communicates with prospects and customers. Yet, the foundation of her success is rooted in traditional marketing principals and practices, and the understanding that building long-lasting trusted relationships not only takes time, but is hard work.

The podcast was published Monday, July 26, 2010. Run time is 27 minutes 26 seconds.

“On Point, with Peter van Aartrijk and Rick Morgan” is an audio conversation with insurance industry leaders who champion change and challenge all of us to think.

Texas agent David Berry has used the marketing lessons he learned from his experiences in the captive agency system to find success as an independent agent. Listen as Berry discusses how he uses traditional marketing practices, combined with the new tools of social media, to grow his business.

Berry understands the importance of investing in technology; but more importantly he understands the need to make sure it’s used wisely. He’s committed to building strong relationships and providing great service as he builds his new business, and credits social media as a powerful tool to help him contain costs and expand his reach. Peter and Rick particularly enjoyed listening to Berry speak passionately about the advantages and value of the Independent Agency System.

The podcast was published Monday, July 12, 2010. Run time is 20 minutes 41 seconds.

“On Point, with Peter van Aartrijk and Rick Morgan” is an audio conversation with insurance industry leaders who champion change and challenge all of us to think.

Linda Rey is a second-generation agent and owner of Rey Insurance in Sleepy Hollow, New York. Frank Rey founded the agency in 1978 to serve bilingual clients in the local community.

Linda discusses how she has incorporated the use of social media into the agency’s marketing strategy. For Linda, it was an “effective way to be present, visible, and increase awareness and exposure.”

This agency has made very effective use of video to put a human touch and project personality on their website. Linda states, “it is OK to show personality – it isn’t always about business.”

While it is important to have a solid strategy, Linda feels that having fun and enjoying what you are doing are keys to being successful an benefiting from the use of social networking.

You can also follow Linda Rey and Rey Insurance on Facebook, Twitter, and LinkedIn.

The podcast was published Monday, May 10, 2010. Run time is 20 minutes 9 seconds.

Liz also stressed how important it is to be consistent. That is, it is better to publish one post a week than to do five posts in one week and then wait several weeks until the next post.

Liz also reminded us that what is unique about each of our blogs is us. Being ourselves is what distinguishes us from all the rest of the content on the Web.

Agent bloggers Cindy Donaldson from Founders Group, Nibby Priest from Vaughn Insurance and and Kristin Rielly from Irwin Siegel Agency also shared some valuable pointers they use in writing their blogs. So too did Laura Toops, editor of American Agent and Broker magazine and creator of the Agent for Change blog on the magazine’s Web site. For example, they suggested keeping posts short and to the point and writing about topics that are of general interest and not just about insurance..

If you are interested in starting a blog or becoming a better blogger I would recommend visiting the blogs highlighted above. Watching what others are doing is great way to learn. Another valuable resource I have found helpful is the ProBlogger Blog.

If you have a blog, what ideas and/or tips do you have to share?

– Rick Morgan

Follow Aartrijk on Twitter: @Aartrijk. Follow Brand Camp conversation on Twitter using hashtag #ABC09.

Photo Credit - Flickr heardsy

Neither do men put new wine into old bottles: else the bottles break, and the wine runneth out, and the bottles perish: but they put new wine into new bottles, and both are preserved. (Matthew 9:17)

The world of marketing, PR, branding and communication is being transformed. Consumers have rebelled against “push” marketing. They want to be heard when it comes to how you do business. Trusted relationships are more important than ever and control of your brand is in the hands of your customers.

Clearly “old” marketing and media strategy is failing. Social networking to the rescue, right? Not so fast. When it comes to social media it is not enough to engage the tools, build strategy and implement. Rather, success requires a change in culture and in the way in which business is done. Success with social media requires a culture that is customer centric, comfortable with transparency and understands that message and opinion lie primarily outside of their control. That is, success happens when the “new wine” of social media is put in the “new bottle” of a transformed company culture.

Rick Morgan