It’s Christmas Eve. Let’s Go to Grandmother’s House (on Facebook)!

December 20, 2011 by · 1 Comment 

“Over the river and through the woods,
To Grandmother’s house we go;
The horse knows the way to carry the sleigh,
Through (the) white and drifted snow!”

– traditional children’s song

Those who don’t get to Grandmother’s house by horse and sleigh (or airplane, bus, car, or train) are now traveling there via Facebook. They’re going to all kinds of places on the social networking site.

Facebook.com was the most-visited web site on Christmas Eve and Christmas Day 2009, and on New Year’s Day 2010, according to data reported by Experian Hitwise. “Facebook” was also Read more

Greater Visibility, Lower Cost: Top Agencies Prove It

December 6, 2011 by · 5 Comments 

Social Media CalculatorAgents and brokers are boosting their advertising and marketing efforts.

But they’re doing so without spending more. In fact, the data show they’re spending less.

That’s according to Shirley Lukens, AAI, principal of Reagan Consulting, who shepherds the annual Best Practices Study, a joint project of Reagan and the Independent Insurance Agents & Brokers of America (Big “I”). Formerly the head of industry affairs for Big “I”, Shirley was a mover behind launching the Best Practices initiative in 1993.

Speaking at the ASCnet TENCon industry event in September, Lukens noted that the most recent 2011 Best Practices research showed that agencies in the study “really stepped up their marketing advertising. They really aggressively advertised and marketed in ways that they hadn’t done in years past.”

But the agencies were not increasing their outlay for marketing; they were keeping it level or even reducing it in some cases, according to the financial data in the Best Practices research. Lukens looked more closely and even spoke to a few of the agency principals. She reported: Read more

Social Strategy: What Agents Want & What Carriers Can Do

November 15, 2011 by · 1 Comment 

I had a very interesting and thought-provoking conversation with Terry Golsworthy, president of The Customer Respect Group last week. We were discussing the effective use of social technologies by our industry. Specifically, we were discussing what carriers could or should be doing to be more effective in their own social initiatives but more importantly how they could be doing more to help their agents and collectively present a more compelling presence in the social universe.

What do agents want from carriers? In the many discussions I have had with agents the answer is, “It depends” and more often than not they are not really sure. Frequent answers include content, leads, and co-funded social marketing programs. Generating good content for their own blogs and social posts is a common concern voiced by many agents. But what type of content do they want from carriers? What can carriers do to really help? For example, are “white labeled” carrier-created articles that agents personalize the best we can do? Read more

“Hahah pretty hilarious”

October 26, 2011 by · Leave a Comment 

Blue Shield Video“Social media has tremendous potential within the P&C industry—particularly among Millennials—but many carriers and agencies are-ill prepared for the challenges and opportunities it presents.” This comment comes from Boston-based Aite Group, which recently prepared a report on the impact of social media in the North American P&C arena.

The Pew Research Center, in a profile, calls Millennials “the first generation in human history who regard behaviors like tweeting and texting, along with websites like Facebook, YouTube, Google and Wikipedia, not as astonishing innovations of the digital era, but as everyday parts of their social lives and their search for understanding.”

I’m the Dad of two of these creatures—a 1988 version and one born in 1993. Through Facebook, I engage with them, of course, as well as their friends. Occasionally, I come across a post that causes me to shake my head. That’s rare. And it’s okay. As Pew said, Facebook is an everyday part of their social lives and their search for understanding. I suspect my parents would have (or did) shake their heads if they knew every part of my social life and search for understanding at that age. Read more

Disaster Communications: We Can Do More with Social Media

October 4, 2011 by · Leave a Comment 

Hurricane Irene 2011This post is a follow-up to the #Irene #Insurance blog I wrote on August 30. That post was written during Hurricane Irene and I talked about how agents, carriers and associations were leveraging social tools to effectively connect with their customers and communicate valuable information.

Since that post, much of the East Coast has suffered significant flooding from both Irene and Tropical Storm Lee—and the companies mentioned in my earlier post along with many other firms continued to make effective use of social networking to stay in touch with their customers.

They used everything from e-newsletter and blogs to Twitter and YouTube to post information on how to contact carriers, storm updates, emergency shelters locations, road closings, office hours, FEMA info, tips on cleaning, preparing a disaster supply kit, storm surge maps, “thank you’s” to emergency responders, photos of local flooding, and insurance policy coverage information. Read more

I Called You. Now Play a Bunch of Ads. Please!

September 13, 2011 by · 1 Comment 

I was reviewing some Forrester data about mobile marketing — 21% of mobile phone owners used a smart phone to access the Internet in 2009, up from 11% in 2006 — and recalled a recent experience with a mobile “marketer” (using the term loosely, of course).

I wanted to do something American one nice summer weekend: See a movie. I was in the car with my family (not driving, of course). We had agreed on the movie, “Lincoln Lawyer.” (Admittedly, seeing a movie spur-of-the-moment was more spontaneous than I’m known to be. But maybe that serves me right, as you’ll see in a moment.)

So I looked up the phone number of a local theater on a mobile telephone.

I’d called movie theaters in the past from an old-fashioned landline telephone, and had been able to quickly find out movie times.

Silly me.
Read more

#Irene #Insurance

August 30, 2011 by · 2 Comments 

I had intended to write about the importance of staying true to yourself when creating an online presence. But as I write this post, Hurricane Irene is barreling down on North Carolina and then heading toward New York City. So, instead I decided to write about how our industry has been using social networking to communicate valuable disaster-related information to their customers.

Often, I hear agents who are not yet actively participating in social networking question its value and/or its return on investment (ROI).Clearly, the use of social networking by our industry during the past couple of weeks has demonstrated that “social” is not just about ROI. During the earthquake and now the hurricane many East Coast agents, carriers and associations effectively used social networking to connect with their followers and communicate valuable information.  Some examples include:

Read more

Social Media and A Level Playing Field

May 3, 2011 by · 7 Comments 

According to the Small Business Administration, “Small businesses represent 99.7 percent of all firms, they create more than half of the private nonfarm gross domestic product, and they create 60 to 80 percent of the net new jobs.”

It wasn’t that long ago that the Internet was expected to be the great equalizer. That is, the Internet would provide independent agents with the ability to expand their reach and the give them the tools necessary to compete with the big boys.

As it turned out large well-funded direct writers applied slick technology and even slicker ad campaigns to buy attention and garner consumer trust. The end result was that most online sales went to a relatively small number of sites controlled by large insurance companies. Small business was simply out spent and outgunned by big business.

Read more

Mobile: “Unlike Anything … Ever Seen”

April 11, 2011 by · 2 Comments 

SoLoMoAt Google Inc.’s Think Mobile event in New York, industry guru Mary Meeker said that the pace and force of mobile growth is unlike anything she has ever seen.” — Mobile Marketer, February 11, 2011

Mary Meeker, the leading trumpeter of the Internet in its early days and now a venture capitalist at Kleiner Perkins Caufield Byers, is now saying mobile is growing faster than the Web did.

She’s got her evidence … Read more

We’ve Seen the Sizzle. Now Give Us the Steak.

February 1, 2011 by · 2 Comments 

As insurance firms jump into the social fray by becoming active on Twitter, LinkedIn, YouTube, and other channels, some get caught up in the hype and flash, the bright lights of the social Web. Some make a mad dash to get as many friends, fans and likes as possible. A flurry of blog posts, tweets and status updates fly off the keyboard, many of them talking about you or your company.

If this sounds familiar, maybe it is time to slow down and reconsider:

- Are you providing substance?
- Are you engaged in the conversation?
- What is the right balance between quality and quantity of contacts?

After you begin to engage in social networking for your business, it is the quality of the contant that will keep your followers coming back.  Substance can come in many flavors. But any way it comes, it should be good, interesting, valuable content.  And that content should come from the heart, mind and soul of you and your company. Read more